Personal injury lawyer help in Merrimack County, New Hampshire

Merrimack County, New Hampshire includes 27 named communities, the largest being Concord, Franklin, Suncook. Whether an accident happened on a county road, in a small town or in one of the larger communities, the same New Hampshire rules apply: a 3-year filing deadline for most injury claims, modified comparative negligence (51% bar), and lawsuits filed in the Merrimack County Superior Court. This page is the county-wide guide, with links to a page for each community.

You describe what happened anywhere in Merrimack County using the free case review form, and your request may be shared with participating attorneys or legal services partners who handle that type of matter in New Hampshire. Submitting a request does not hire an attorney, and everything below is general legal information, not legal advice about your specific situation.

From 2020 through 2024, federal crash records list 86 fatal crashes in Merrimack County, in which 91 people died. The roads with the most were I-93 with 10 fatal crashes, US-3 with 10 and State Route 3A with 7.

The yearly count was 19 in 2020, 10 in 2021, 19 in 2022, 18 in 2023 and 20 in 2024; 37% of the crashes happened after dark. 16 involved a pedestrian, cyclist or other person outside a vehicle, and 18 happened at or near an intersection.

Fatal crashes are the most serious outcome on these roads; many more crashes cause injuries without a death. Whatever the severity, the police crash report, photos of the scene and prompt medical records are the starting evidence for a claim.

Communities in the county with the most fatal crashes coded to them:

• Concord, NH19 fatal crashes · 20 deaths, 2020-2024
• Hooksett, NH12 fatal crashes · 15 deaths, 2020-2024
• Epsom, NH5 fatal crashes · 5 deaths, 2020-2024
• Chichester, NH4 fatal crashes · 4 deaths, 2020-2024
• New London, NH4 fatal crashes · 4 deaths, 2020-2024

In New Hampshire, every driver in a crash that injures or kills anyone, or causes more than $1,000 of property damage, must report it in writing to the Division of Motor Vehicles within 15 days, unless a police officer investigated it, in which case the officer's report satisfies the requirement (RSA 264:25).

Who must report

Any driver in a crash, or the owner of an illegally parked vehicle involved in one, when anyone is injured or killed or property damage is more than $1,000, unless a police officer investigated it

Report to

The New Hampshire Division of Motor Vehicles (Department of Safety)

Deadline

Within 15 days after the crash

At the scene

If the injured person, the other driver or the owner of damaged property cannot take your information, give it to a uniformed police officer at the scene or immediately to an officer at the nearest police station

Sources: New Hampshire RSA 264:25; New Hampshire RSA 259:22. Checked November 3, 2026. General information, not legal advice; local rules and police practice can add steps.

Each community below has its own guide with the local court, insurance rules and every type of injury claim.

• Concord, NHpop. 42,620
• Franklin, NHpop. 8,450
• Suncook, NHpop. 5,379
• Epsom, NHpop. 4,590
• Hooksett, NHpop. 4,147
• Chichester, NHpop. 2,382
• Andover, NHpop. 2,246
• Canterbury, NHpop. 2,108
• Newbury, NHpop. 1,813
• Henniker, NHpop. 1,747
• Pittsfield, NHpop. 1,576
• Contoocook, NHpop. 1,444
• New London, NHpop. 1,415
• Wilmot, NHpop. 1,218
• Salisbury, NHpop. 1,211
• Danbury, NHpop. 1,141
• Hill, NHpop. 1,057

Smaller communities in Merrimack County include Bow, Bradford, Dunbarton, East Andover, Elkins, Loudon, North Sutton, South Newbury, South Sutton, Warner. Residents of these areas follow the same New Hampshire rules, use the same Merrimack County Superior Court, and can request a free case review from anywhere in the county.

New Hampshire generally gives an injured person three years from the date of injury to file a personal injury lawsuit (RSA 508:4); medical malpractice is different (three years). Wrongful death claims follow their own deadline, which can differ from the one above. Claims against a city, county, school district or state agency follow separate and often much shorter deadlines. Once the deadline passes, the Merrimack County Superior Court will dismiss the case regardless of how clear the fault was, so the practical rule in Merrimack County is to get legal advice early.

New Hampshire follows modified comparative negligence (51% bar). In plain terms, you can recover as long as you were not more than 50% at fault, and your award is reduced by your share of fault. Insurance adjusters apply this rule from the first phone call, which is why the way an accident is described and documented in the days after it happens in Merrimack County has a direct effect on what a claim is worth.

After a crash in Merrimack County, the at-fault driver's liability insurance is the primary source of compensation. New Hampshire does not require drivers to buy auto insurance; a driver who causes a crash must instead show the ability to pay at least 25/50/25 (thousands of dollars for bodily injury per person, per accident, and property damage), which serious injuries quickly exhaust. Underinsured motorist coverage on your own policy and claims against additional responsible parties often make the difference in Merrimack County cases.

Lawsuits arising from accidents in Merrimack County are typically filed in the Merrimack County Superior Court, the trial court of general jurisdiction for Merrimack County, although cases can sometimes be filed where the defendant resides or does business, and claims against out-of-state trucking companies or manufacturers may end up in federal court. Most claims settle before trial, but the credible ability to try a case in Merrimack County is what moves insurers to pay fair value.

Employees injured on the job in Merrimack County are generally covered by New Hampshire workers' compensation, administered through the New Hampshire Department of Labor. Report the injury to your employer within 2 years (RSA 281-A:19) — a late report can delay or put the claim at risk, and the exceptions vary by state — then file the formal claim within three years. Workers' compensation does not pay for pain and suffering, so when a third party such as a subcontractor, driver or equipment manufacturer caused the injury, a separate personal injury claim is often worth pursuing alongside it.

After a crash in Merrimack County, most people ask the same questions first. These guides answer them in plain English; the New Hampshire rules that change the answers are explained on this page.

• What should you do after a car accident?
• How do you file a car accident insurance claim?
• What is the average car accident settlement?
• How should you deal with the insurance adjuster after a car accident?
• What happens if an uninsured driver hits you?
• What happens if you are partly at fault in a car accident?

• Belknap County, NH
• Sullivan County, NH
• Hillsborough County, NH
• Strafford County, NH

See the New Hampshire personal injury guide for every county in the state.