Personal injury lawyer help in Lolo, MT

If you live in or near Lolo (population about 3,892) and you were hurt in an accident that was not your fault, this page is the starting point. It explains Montana's personal injury rules as they apply to Missoula County residents: the three years filing deadline, the modified comparative negligence (51% bar) rule, how auto insurance works here, where cases are filed and what injured people can recover. It also explains how to request a free claim review.

Our role is simple: you describe what happened in Lolo using the free claim review form, and your request may be shared with participating attorneys or legal services partners who handle that type of matter in Montana. Submitting a request does not hire an attorney, and everything below is general legal information to help you make a decision, not legal advice about your specific situation.

Federal crash records (NHTSA's FARS) list no fatal crash coded to Lolo itself from 2020 through 2024. That can mean none happened inside the community, or that nearby crashes were recorded under Missoula County rather than the town.

Across Missoula County, the records show 84 fatal crashes and 96 people killed in those five years; the roads with the most were US-93 (street name not recorded) with 15, I-90 with 13 and Mullan Rd with 4.

The Missoula County guide ranks the county's roads and communities.

Source: NHTSA Fatality Analysis Reporting System (FARS), 2020-2023 Final File and 2024 Annual Report File (ARF), national data files downloaded from NHTSA on November 3, 2026. A crash counts for a road under the trafficway the reporting agency recorded; the same street with and without a route number is one row, and a route recorded without a street name keeps its own row; roads with fewer than two fatal crashes are not listed. The 2024 figures are NHTSA's first release for that year and may change in its Final File.

How to cite these figures: Ask Legal Matters, "Fatal crashes in Missoula County, MT, 2020-2024," compiled from NHTSA FARS (2020-2023 Final File and 2024 Annual Report File (ARF)), https://asklegalmatters.com/injury-guides/montana/lolo/, checked November 3, 2026. Downloads and method: https://asklegalmatters.com/injury-guides/data/.

In Montana, the driver in a crash that injures or kills anyone, or causes apparent property damage of $1,000 or more, must notify the police immediately: the local police inside a city, otherwise the county sheriff or the nearest Highway Patrol office (MCA 61-7-108). Unless a law enforcement officer investigated and reported the crash, the driver must also send a written report to the Department of Justice within 10 days (MCA 61-7-109).

Who must report

Police notice: the driver in a crash that injures or kills anyone, strikes the body of a deceased person, or causes apparent property damage of $1,000 or more. Written report: the driver in a crash that kills or injures anyone or damages any person's property by more than $1,000, unless an officer investigated and reported it

Report to

Police notice: the local police inside a city, otherwise the county sheriff or the nearest Highway Patrol office. Written report: the Montana Department of Justice

Deadline

Police notice: immediately, by the quickest means. Written report: within 10 days after the crash

Copy of the crash report

Montana Highway Patrol (Department of Justice): crash report request form

Sources: Montana Code Annotated 61-7-108; Montana Code Annotated 61-7-109; Montana DOJ: crash report request form. Checked November 3, 2026. General information, not legal advice; local rules and police practice can add steps.

Different attorneys handle different claims, so identify the type of accident early. Lolo shares its court and its Montana rules with the rest of Missoula County; the detailed guides below, apply equally to accidents in Lolo.

• Car Accident claimsCar Accidents
• Truck Accident claimsTruck Accidents
• Motorcycle Accident claimsMotorcycle Accidents
• Pedestrian Accident claimsPedestrian Accidents
• Slip and Fall claimsSlip & Fall
• Workplace Injury claimsWork Injuries & Workers' Comp
• Medical Malpractice claimsMedical Malpractice
• Wrongful Death claimsWrongful Death

Montana generally gives an injured person three years from the date of injury to file a personal injury lawsuit (Mont. Code Ann. § 27-2-204(1)); medical malpractice is different (two years). Wrongful death claims follow their own deadline, which can differ from the one above. Claims against a city, county, school district or state agency follow separate and often much shorter deadlines. Once the deadline passes, the Missoula County District Court will dismiss the case regardless of how clear the fault was, so the practical rule in Lolo is to get legal advice early.

Montana follows modified comparative negligence (51% bar). In plain terms, you can recover as long as you were not more than 50% at fault, and your award is reduced by your share of fault. Insurance adjusters apply this rule from the first phone call, which is why the way an accident is described and documented in the days after it happens in Missoula County has a direct effect on what a claim is worth.

After a crash in Lolo, the at-fault driver's liability insurance is the primary source of compensation. Montana requires drivers to carry only 25/50/20 in coverage (thousands of dollars for bodily injury per person, per accident, and property damage), which serious injuries quickly exhaust. Underinsured motorist coverage on your own policy and claims against additional responsible parties often make the difference in Missoula County cases.

Lawsuits arising from accidents in Lolo are typically filed in the Missoula County District Court, the trial court of general jurisdiction for Missoula County, although cases can sometimes be filed where the defendant resides or does business, and claims against out-of-state trucking companies or manufacturers may end up in federal court. Most claims settle before trial, but the credible ability to try a case in Missoula County is what moves insurers to pay fair value.

Employees injured on the job in Lolo are generally covered by Montana workers' compensation, administered through the Montana Department of Labor & Industry. Report the injury to your employer within 30 days of the accident (Mont. Code Ann. § 39-71-603) — a late report can delay or put the claim at risk, and the exceptions vary by state — then file the formal claim within one year. Workers' compensation does not pay for pain and suffering, so when a third party such as a subcontractor, driver or equipment manufacturer caused the injury, a separate personal injury claim is often worth pursuing alongside it.

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