Injury claims in Howard County: what to know first
Howard County, Indiana includes 5 named communities, the largest being Greentown, Russiaville. Whether an accident happened on a county road, in a small town or in one of the larger communities, the same Indiana rules apply: a 2-year filing deadline for most injury claims, modified comparative negligence (51% bar), and lawsuits filed in the Howard County Superior Court. This page is the county-wide guide, with links to a page for each community.
You describe what happened anywhere in Howard County using the free claim review form, and your request may be shared with participating attorneys or legal services partners who handle that type of matter in Indiana. Submitting a request does not hire an attorney, and everything below is general legal information, not legal advice about your specific situation.
Injury claims in Howard County: key facts
- Injury lawsuit deadline
- two years from the injury date (Ind. Code § 34-11-2-4)
- Medical malpractice deadline
- two years
- Fault rule
- modified comparative negligence (51% bar)
- Auto insurance system
- At-fault (liability insurance pays)
- Minimum auto liability
- 25/50/25 (thousands: per person / per accident / property)
- Where lawsuits are filed
- Howard County Superior Court
- Tell your employer
- As soon as possible after a work injury
- Workers' comp claim
- two years — Indiana Worker's Compensation Board
- Fatal crashes, 2020-2024
- 50 in Howard County; none coded to Howard County itself (NHTSA FARS)
- Attorney fees
- Injury attorneys commonly work on contingency; confirm fee terms before hiring
Which roads in Howard County have the most fatal crashes?
From 2020 through 2024, federal crash records list 50 fatal crashes in Howard County, in which 52 people died. The roads with the most were State Route 931 with 4 fatal crashes, Washington St with 4 and State Route 22 with 3.
| Road | Fatal crashes, 2020-2024 | Deaths | Latest year |
|---|---|---|---|
| State Route 931 | 4 | 4 | 2024 |
| Washington St | 4 | 4 | 2024 |
| State Route 22 | 3 | 4 | 2023 |
| State Route 26 | 3 | 3 | 2024 |
| US-35 | 3 | 3 | 2023 |
| State Route 931S | 3 | 3 | 2020 |
| Main St | 2 | 2 | 2022 |
| State Route 22E | 2 | 2 | 2021 |
Source: NHTSA Fatality Analysis Reporting System (FARS), 2020-2023 Final File and 2024 Annual Report File (ARF), national data files downloaded from NHTSA on November 3, 2026. A crash counts for a road under the trafficway the reporting agency recorded; the same street with and without a route number is one row, and a route recorded without a street name keeps its own row; roads with fewer than two fatal crashes are not listed. The 2024 figures are NHTSA's first release for that year and may change in its Final File.
How to cite these figures: Ask Legal Matters, "Fatal crashes in Howard County, IN, 2020-2024," compiled from NHTSA FARS (2020-2023 Final File and 2024 Annual Report File (ARF)), https://asklegalmatters.com/injury-guides/indiana/howard-county/, checked November 3, 2026. Downloads and method: https://asklegalmatters.com/injury-guides/data/.
The yearly count was 10 in 2020, 12 in 2021, 8 in 2022, 13 in 2023 and 7 in 2024; 40% of the crashes happened after dark. 4 involved a pedestrian, cyclist or other person outside a vehicle, and 26 happened at or near an intersection.
Many fatal crashes in Howard County happen at intersections, where claims usually turn on who had the right of way. Signal timing records and footage from nearby businesses are worth requesting early, before they are overwritten.
Reporting the crash in Indiana
In Indiana, the driver in a crash that injures or kills another person must immediately notify the police by the quickest means: the local police in a city or town, otherwise the county sheriff or the nearest state police post, or a 911 operator (IC 9-26-1-1.1). If a crash damages an unattended vehicle or property and the owner cannot be found, the driver must contact law enforcement.
- Who must report
- The driver in a crash that injures or kills another person; and, if a crash damages an unattended vehicle or property whose owner cannot be found, the driver must contact law enforcement
- Report to
- The local police inside a municipality; otherwise the county sheriff's office or the nearest state police post; or a 911 operator
- Deadline
- Immediately, as soon as possible after the crash, by the quickest means of communication
- Driver's form
- None for drivers: police investigate crashes with injury, death or apparent property damage of at least $2,500 and send a report to the Indiana State Police within 24 hours
- Copy of the crash report
- Indiana State Police: crash reports
Sources: Indiana Code, Title 9 (2026); Indiana State Police: crash reports. Checked November 3, 2026. General information, not legal advice; local rules and police practice can add steps.
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Free claim review for injuries in Howard County
Tell us where and when the accident happened, how you were injured, and whether you received treatment. Your request may be shared with independent attorneys and legal services partners who handle inquiries in Indiana. Partner availability and case acceptance depend on the facts of your situation.
Click here for a free claim review — submit accident detailsAsk Legal Matters is a lead-generation service, not a law firm. Submitting a request does not hire an attorney. Review the contact consent and privacy policy on the form before submitting.
Communities in Howard County
Each community below has its own guide with the local court, insurance rules and every type of injury claim.
Smaller communities in Howard County include Hemlock, Oakford, West Middleton. Residents of these areas follow the same Indiana rules, use the same Howard County Superior Court, and can request a free claim review from anywhere in the county.
Indiana's two years statute of limitations
Indiana generally gives an injured person two years from the date of injury to file a personal injury lawsuit (Ind. Code § 34-11-2-4); medical malpractice is different (two years). Wrongful death claims follow their own deadline, which can differ from the one above. Claims against a city, county, school district or state agency follow separate and often much shorter deadlines. Once the deadline passes, the Howard County Superior Court will dismiss the case regardless of how clear the fault was, so the practical rule in Howard County is to get legal advice early.
How fault works: modified comparative negligence (51% bar)
Indiana follows modified comparative negligence (51% bar). In plain terms, you can recover as long as you were not more than 50% at fault, and your award is reduced by your share of fault. Insurance adjusters apply this rule from the first phone call, which is why the way an accident is described and documented in the days after it happens in Howard County has a direct effect on what a claim is worth.
Auto insurance in Indiana: an at-fault system
After a crash in Howard County, the at-fault driver's liability insurance is the primary source of compensation. Indiana requires drivers to carry only 25/50/25 in coverage (thousands of dollars for bodily injury per person, per accident, and property damage), which serious injuries quickly exhaust. Underinsured motorist coverage on your own policy and claims against additional responsible parties often make the difference in Howard County cases.
Where Howard County injury cases are filed
Lawsuits arising from accidents in Howard County are typically filed in the Howard County Superior Court, the trial court of general jurisdiction for Howard County, although cases can sometimes be filed where the defendant resides or does business, and claims against out-of-state trucking companies or manufacturers may end up in federal court. Most claims settle before trial, but the credible ability to try a case in Howard County is what moves insurers to pay fair value.
Workplace injuries: Indiana Worker's Compensation Board
Employees injured on the job in Howard County are generally covered by Indiana workers' compensation, administered through the Indiana Worker's Compensation Board. Report the injury to your employer immediately — a late report can delay or put the claim at risk, and the exceptions vary by state — then file the formal claim within two years. Workers' compensation does not pay for pain and suffering, so when a third party such as a subcontractor, driver or equipment manufacturer caused the injury, a separate personal injury claim is often worth pursuing alongside it.
Frequently asked questions
Is there 2025 fatal crash data for Howard County?
Not yet from the federal census of fatal crashes. The newest national file is NHTSA's 2024 Annual Report File, the first release for 2024, used here with the 2020-2023 Final Files; NHTSA had not published 2025 FARS data when this page was updated on November 3, 2026. FARS counts every crash on a public road in which someone died within 30 days, and a crash counts for Howard County when the reporting agency coded it there. Some cities and states post newer counts on their own crash dashboards, which use their own definitions.
How long do I have to file an injury lawsuit in Howard County?
Generally two years from the date of injury under Indiana law (Ind. Code § 34-11-2-4); medical malpractice claims generally have a two years limit, and claims against the county, a city or the state require notice much sooner.
Which court handles injury cases in Howard County?
The Howard County Superior Court is the trial court for Howard County. Some claims may be filed where the defendant lives or does business, and claims against out-of-state companies can be removed to federal court.
I live in a small town in Howard County. Do the same rules apply?
Yes. Indiana's deadline, fault rule and insurance requirements apply everywhere in the state. Smaller communities simply have fewer local attorneys, which is one reason people use a free claim review request to reach attorneys who handle cases across Howard County.
What if I was partly at fault?
Indiana applies modified comparative negligence (51% bar): you can recover as long as you were not more than 50% at fault, and your award is reduced by your share of fault.
Is Ask Legal Matters a law firm?
No. Ask Legal Matters is a lead-generation service, not a law firm. Requests may be shared with independent attorneys and legal services partners who handle inquiries in Indiana, and submitting a request does not hire an attorney.
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Ready to share what happened in Howard County?
Tell us where and when the accident happened, how you were injured, and whether you received treatment. Your request may be shared with independent attorneys and legal services partners who handle inquiries in Indiana. Partner availability and case acceptance depend on the facts of your situation.
Click here for a free claim review — submit accident detailsAsk Legal Matters is a lead-generation service, not a law firm. Submitting a request does not hire an attorney. Review the contact consent and privacy policy on the form before submitting.
Nearby counties in Indiana
See the Indiana personal injury guide for every county in the state.