Personal injury lawyer help in Horry County, South Carolina

Horry County, South Carolina includes 10 named communities, the largest being Myrtle Beach, Conway, North Myrtle Beach. Whether an accident happened on a county road, in a small town or in one of the larger communities, the same South Carolina rules apply: a 3-year filing deadline for most injury claims, modified comparative negligence (51% bar), and lawsuits filed in the Horry County Circuit Court. This page is the county-wide guide, with links to a page for each community.

Ask Legal Matters is a free claim-review request service, not a law firm. Requests from Horry County may be shared with independent attorneys and legal services partners who handle car, truck, motorcycle and pedestrian accidents, slip and fall injuries, workplace injuries and workers' compensation, medical malpractice and wrongful death matters in South Carolina. There is no charge to submit a request and no obligation to hire anyone.

From 2020 through 2024, federal crash records list 328 fatal crashes in Horry County, in which 347 people died. The roads with the most were US-17 (street name not recorded) with 41 fatal crashes, US-501 (street name not recorded) with 23 and Hwy 501 (US-501) with 9.

The yearly count was 56 in 2020, 73 in 2021, 78 in 2022, 64 in 2023 and 57 in 2024; 60% of the crashes happened after dark. 93 involved a pedestrian, cyclist or other person outside a vehicle, and 91 happened at or near an intersection.

A high share of the fatal crashes in Horry County involve pedestrians or cyclists. Those claims often turn on where the person was crossing or riding, the lighting and whether the driver should have seen them, so photos taken at the same time of day and any nearby camera footage matter.

Communities in the county with the most fatal crashes coded to them:

• Myrtle Beach, SC38 fatal crashes · 45 deaths, 2020-2024
• Conway, SC22 fatal crashes · 22 deaths, 2020-2024
• North Myrtle Beach, SC17 fatal crashes · 18 deaths, 2020-2024
• Loris, SC3 fatal crashes · 3 deaths, 2020-2024

In South Carolina, the driver in a crash that injures or kills anyone must notify the police immediately by the quickest means (S.C. Code § 56-5-1260). If no officer investigated a crash with injury, death or apparent property damage of $1,000 or more, the driver or owner must send SCDMV a written report (Form FR-309) with verification of liability insurance within 15 days (§ 56-5-1270).

Who must report

Police notice: the driver in a crash that injures or kills anyone. Written report: the driver or owner in a crash with injury, death or apparent property damage of $1,000 or more that no officer investigated

Report to

The local police inside a city or town, otherwise the county sheriff or the nearest Highway Patrol office; the written report goes to SCDMV

Deadline

Police: immediately. SCDMV report: within 15 days of the crash

Driver's form

Traffic Collision Report (Not Investigated by Law Enforcement) (FR-309)

Copy of the crash report

SCDMV: collision reports (request online, at a branch or by mail)

Sources: S.C. Code, Title 56 Chapter 5; SCDMV: Traffic Collision Report (FR-309); SCDMV: collision reports. Checked November 3, 2026. General information, not legal advice; local rules and police practice can add steps.

Each community below has its own guide with the local court, insurance rules and every type of injury claim.

• Myrtle Beach, SCpop. 31,035
• Conway, SCpop. 21,053
• North Myrtle Beach, SCpop. 15,579
• Little River, SCpop. 8,960
• Loris, SCpop. 2,591

Smaller communities in Horry County include Aynor, Galivants Ferry, Green Sea, Longs, Nichols. Residents of these areas follow the same South Carolina rules, use the same Horry County Circuit Court, and can request a free claim review from anywhere in the county.

South Carolina generally gives an injured person three years from the date of injury to file a personal injury lawsuit (S.C. Code Ann. § 15-3-530); medical malpractice is different (three years). Wrongful death claims follow their own deadline, which can differ from the one above. Claims against a city, county, school district or state agency follow separate and often much shorter deadlines. Once the deadline passes, the Horry County Circuit Court will dismiss the case regardless of how clear the fault was, so the practical rule in Horry County is to get legal advice early.

South Carolina follows modified comparative negligence (51% bar), a rule set by the courts in Nelson v. Concrete Supply Co. (1991) rather than by statute. In plain terms, you can recover as long as you were not more than 50% at fault, and your award is reduced by your share of fault. Insurance adjusters apply this rule from the first phone call, which is why the way an accident is described and documented in the days after it happens in Horry County has a direct effect on what a claim is worth.

After a crash in Horry County, the at-fault driver's liability insurance is the primary source of compensation. South Carolina requires drivers to carry only 25/50/25 in coverage (thousands of dollars for bodily injury per person, per accident, and property damage), which serious injuries quickly exhaust. Underinsured motorist coverage on your own policy and claims against additional responsible parties often make the difference in Horry County cases.

Lawsuits arising from accidents in Horry County are typically filed in the Horry County Circuit Court, the trial court of general jurisdiction for Horry County, although cases can sometimes be filed where the defendant resides or does business, and claims against out-of-state trucking companies or manufacturers may end up in federal court. Most claims settle before trial, but the credible ability to try a case in Horry County is what moves insurers to pay fair value.

Employees injured on the job in Horry County are generally covered by South Carolina workers' compensation, administered through the South Carolina Workers' Compensation Commission. Report the injury to your employer within 90 days — a late report can delay or put the claim at risk, and the exceptions vary by state — then file the formal claim within two years. Workers' compensation does not pay for pain and suffering, so when a third party such as a subcontractor, driver or equipment manufacturer caused the injury, a separate personal injury claim is often worth pursuing alongside it.

• Marion County, SC
• Georgetown County, SC
• Dillon County, SC
• Florence County, SC

See the South Carolina personal injury guide for every county in the state.