Injury claims in Anne Arundel County: what to know first
Anne Arundel County, Maryland includes 32 named communities, the largest being Glen Burnie, Severn, Annapolis. Whether an accident happened on a county road, in a small town or in one of the larger communities, the same Maryland rules apply: a 3-year filing deadline for most injury claims, contributory negligence, and lawsuits filed in the Anne Arundel County Circuit Court. This page is the county-wide guide, with links to a page for each community.
Ask Legal Matters is a free claim-review request service, not a law firm. Requests from Anne Arundel County may be shared with independent attorneys and legal services partners who handle car, truck, motorcycle and pedestrian accidents, slip and fall injuries, workplace injuries and workers' compensation, medical malpractice and wrongful death matters in Maryland. There is no charge to submit a request and no obligation to hire anyone.
Injury claims in Anne Arundel County: key facts
- Injury lawsuit deadline
- three years from the injury date (Md. Code, Cts. & Jud. Proc. § 5-101)
- Medical malpractice deadline
- the earlier of five years from the injury or three years from when it was discovered (Md. Code, Cts. & Jud. Proc. § 5-109(a))
- Fault rule
- contributory negligence
- Auto insurance system
- At-fault (liability insurance pays)
- Minimum auto liability
- 30/60/15 (thousands: per person / per accident / property)
- Where lawsuits are filed
- Anne Arundel County Circuit Court
- Tell your employer
- Within 10 days (Md. Code, Lab. & Empl. § 9-704)
- Workers' comp claim
- two years — Maryland Workers' Compensation Commission
- Fatal crashes, 2020-2024
- 222 in Anne Arundel County; none coded to Anne Arundel County itself (NHTSA FARS)
- Attorney fees
- Injury attorneys commonly work on contingency; confirm fee terms before hiring
Which roads in Anne Arundel County have the most fatal crashes?
From 2020 through 2024, federal crash records list 222 fatal crashes in Anne Arundel County, in which 233 people died. The roads with the most were I-97 with 13 fatal crashes, State Route 295 (street name not recorded) with 12 and Gov Ritchie Hwy (State Route 2) with 9.
| Road | Fatal crashes, 2020-2024 | Deaths | Latest year |
|---|---|---|---|
| I-97 | 13 | 14 | 2024 |
| State Route 295 (street name not recorded) | 12 | 12 | 2024 |
| Gov Ritchie Hwy (State Route 2) | 9 | 10 | 2024 |
| State Route 2 (street name not recorded) | 9 | 9 | 2022 |
| State Route 170 | 7 | 8 | 2022 |
| State Route 100 | 6 | 8 | 2022 |
| Solomons Island Rd (State Route 2) | 6 | 6 | 2024 |
| State Route 10 | 5 | 6 | 2022 |
| State Route 4 | 4 | 5 | 2022 |
| Bwi Pkwy (State Route 295) | 4 | 4 | 2024 |
Source: NHTSA Fatality Analysis Reporting System (FARS), 2020-2023 Final File and 2024 Annual Report File (ARF), national data files downloaded from NHTSA on November 3, 2026. A crash counts for a road under the trafficway the reporting agency recorded; the same street with and without a route number is one row, and a route recorded without a street name keeps its own row; roads with fewer than two fatal crashes are not listed. The 2024 figures are NHTSA's first release for that year and may change in its Final File.
How to cite these figures: Ask Legal Matters, "Fatal crashes in Anne Arundel County, MD, 2020-2024," compiled from NHTSA FARS (2020-2023 Final File and 2024 Annual Report File (ARF)), https://asklegalmatters.com/injury-guides/maryland/anne-arundel-county/, checked November 3, 2026. Downloads and method: https://asklegalmatters.com/injury-guides/data/.
The yearly count was 50 in 2020, 34 in 2021, 46 in 2022, 41 in 2023 and 51 in 2024; 59% of the crashes happened after dark. 58 involved a pedestrian, cyclist or other person outside a vehicle, and 65 happened at or near an intersection.
A high share of the fatal crashes in Anne Arundel County involve pedestrians or cyclists. Those claims often turn on where the person was crossing or riding, the lighting and whether the driver should have seen them, so photos taken at the same time of day and any nearby camera footage matter.
Communities in the county with the most fatal crashes coded to them:
Reporting the crash in Maryland
In Maryland, the driver of each vehicle in a crash that injures or kills anyone must report it in writing to the Motor Vehicle Administration within 15 days, with evidence of liability insurance, unless a police officer investigated and filed a report with the State Police (Md. Code, Transp. § 20-107). Property-damage-only crashes need no written report.
- Who must report
- The driver of each vehicle in a crash that injures or kills anyone, unless a police officer investigated it and filed a report with the Department of State Police
- Report to
- The Motor Vehicle Administration (MVA), in writing, with evidence of liability insurance
- Deadline
- Within 15 days after the crash
- At the scene
- If no officer is present and no one at the scene can take your information, report the crash immediately to the nearest police office (Transp. § 20-104)
Sources: Maryland General Assembly: Transportation § 20-107; Maryland General Assembly: Transportation § 20-104; Maryland State Police: request a crash report. Checked November 3, 2026. General information, not legal advice; local rules and police practice can add steps.
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Tell us where and when the accident happened, how you were injured, and whether you received treatment. Your request may be shared with independent attorneys and legal services partners who handle inquiries in Maryland. Partner availability and case acceptance depend on the facts of your situation.
Click here for a free claim review — submit accident detailsAsk Legal Matters is a lead-generation service, not a law firm. Submitting a request does not hire an attorney. Review the contact consent and privacy policy on the form before submitting.
Communities in Anne Arundel County
Each community below has its own guide with the local court, insurance rules and every type of injury claim.
- Glen Burnie, MDpop. 67,639
- Severn, MDpop. 44,231
- Annapolis, MDpop. 39,474
- Hanover, MDpop. 38,088
- Severna Park, MDpop. 37,634
- Odenton, MDpop. 37,132
- Crofton, MDpop. 27,348
- Pasadena, MDpop. 24,287
- Arnold, MDpop. 23,106
- Edgewater, MDpop. 9,023
- Mayo, MDpop. 8,298
- Davidsonville, MDpop. 8,000
- Shady Side, MDpop. 5,803
- Deale, MDpop. 4,945
- Riva, MDpop. 4,076
- Gambrills, MDpop. 2,800
- Crownsville, MDpop. 1,757
Smaller communities in Anne Arundel County include Baltimore, Churchton, Curtis Bay, Fort George G Meade, Friendship, Galesville, Gibson Island, Harmans, Harwood, Laurel, Linthicum Heights, Lothian, Millersville, Tracys Landing, West River. Residents of these areas follow the same Maryland rules, use the same Anne Arundel County Circuit Court, and can request a free claim review from anywhere in the county.
Maryland's three years statute of limitations
Maryland generally gives an injured person three years from the date of injury to file a personal injury lawsuit (Md. Code, Cts. & Jud. Proc. § 5-101); medical malpractice is different (the earlier of five years from the injury or three years from when it was discovered (Md. Code, Cts. & Jud. Proc. § 5-109(a))). Wrongful death claims follow their own deadline, which can differ from the one above. Claims against a city, county, school district or state agency follow a separate deadline: 1 year, in writing, for claims against a local government such as Baltimore City or a county (Md. Code, Cts. & Jud. Proc. § 5-304(b)). Once the deadline passes, the Anne Arundel County Circuit Court will dismiss the case regardless of how clear the fault was, so the practical rule in Anne Arundel County is to get legal advice early.
How fault works: contributory negligence
Maryland follows contributory negligence. In plain terms, you can be barred from any recovery if the defense proves you were even 1% at fault, which makes early evidence preservation critical. Maryland's highest court kept this common-law rule in Coleman v. Soccer Ass'n of Columbia (2013), leaving any change to the legislature. Insurance adjusters apply this rule from the first phone call, which is why the way an accident is described and documented in the days after it happens in Anne Arundel County has a direct effect on what a claim is worth.
Auto insurance in Maryland: an at-fault system
After a crash in Anne Arundel County, the at-fault driver's liability insurance is the primary source of compensation. Maryland requires drivers to carry only 30/60/15 in coverage (thousands of dollars for bodily injury per person, per accident, and property damage), which serious injuries quickly exhaust. Underinsured motorist coverage on your own policy and claims against additional responsible parties often make the difference in Anne Arundel County cases.
Where Anne Arundel County injury cases are filed
Lawsuits arising from accidents in Anne Arundel County are typically filed in the Anne Arundel County Circuit Court, the trial court of general jurisdiction for Anne Arundel County, although cases can sometimes be filed where the defendant resides or does business, and claims against out-of-state trucking companies or manufacturers may end up in federal court. Most claims settle before trial, but the credible ability to try a case in Anne Arundel County is what moves insurers to pay fair value.
Workplace injuries: Maryland Workers' Compensation Commission
Employees injured on the job in Anne Arundel County are generally covered by Maryland workers' compensation, administered through the Maryland Workers' Compensation Commission. Report the injury to your employer within 10 days (Md. Code, Lab. & Empl. § 9-704) — a late report can delay or put the claim at risk, and the exceptions vary by state — then file the formal claim within two years. Workers' compensation does not pay for pain and suffering, so when a third party such as a subcontractor, driver or equipment manufacturer caused the injury, a separate personal injury claim is often worth pursuing alongside it.
Frequently asked questions
Is there 2025 fatal crash data for Anne Arundel County?
Not yet from the federal census of fatal crashes. The newest national file is NHTSA's 2024 Annual Report File, the first release for 2024, used here with the 2020-2023 Final Files; NHTSA had not published 2025 FARS data when this page was updated on November 3, 2026. FARS counts every crash on a public road in which someone died within 30 days, and a crash counts for Anne Arundel County when the reporting agency coded it there. Some cities and states post newer counts on their own crash dashboards, which use their own definitions.
How long do I have to file an injury lawsuit in Anne Arundel County?
Generally three years from the date of injury under Maryland law (Md. Code, Cts. & Jud. Proc. § 5-101); medical malpractice claims generally have a three years limit, and claims against the county, a city or the state require notice much sooner.
Which court handles injury cases in Anne Arundel County?
The Anne Arundel County Circuit Court is the trial court for Anne Arundel County. Some claims may be filed where the defendant lives or does business, and claims against out-of-state companies can be removed to federal court.
I live in a small town in Anne Arundel County. Do the same rules apply?
Yes. Maryland's deadline, fault rule and insurance requirements apply everywhere in the state. Smaller communities simply have fewer local attorneys, which is one reason people use a free claim review request to reach attorneys who handle cases across Anne Arundel County.
What if I was partly at fault?
Maryland applies contributory negligence: you can be barred from any recovery if the defense proves you were even 1% at fault, which makes early evidence preservation critical.
Is Ask Legal Matters a law firm?
No. Ask Legal Matters is a lead-generation service, not a law firm. Requests may be shared with independent attorneys and legal services partners who handle inquiries in Maryland, and submitting a request does not hire an attorney.
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Tell us where and when the accident happened, how you were injured, and whether you received treatment. Your request may be shared with independent attorneys and legal services partners who handle inquiries in Maryland. Partner availability and case acceptance depend on the facts of your situation.
Click here for a free claim review — submit accident detailsAsk Legal Matters is a lead-generation service, not a law firm. Submitting a request does not hire an attorney. Review the contact consent and privacy policy on the form before submitting.
Nearby counties in Maryland
See the Maryland personal injury guide for every county in the state.